So, summer is over.
Okay, I know summer isn’t technically over for another few weeks (and not until, oh, 2017 if you live in the Southern Hemisphere). But it is the first day of September. And so I’m taking some time to think back over my summer, and the choices I made during it, and what I learned from them.
If you read my post No Car No Car No Car No Car from a few weeks ago, you may recall that I, well, have no car. You might also remember that my full-time job involves frequent within-town travel, which means that I rely heavily on public transportation to get from place to place throughout my day.
Our public transportation system in Boston is called the “T”, and it consists of both buses and subways. For various reasons, however, I tend to spend more time on the bus than on the subway while traveling around for work. Honestly I think I probably spend more time on the bus than pretty much anyone except bus drivers.
Typically the financial choices we make at different times in our lives all impact one another in a pretty obvious way. In other words, my net worth at this moment is largely a culmination of past choices I’ve made about spending and saving and borrowing and investing. That’s kind of the underlying principle of personal finance, right? I could even argue that if I hadn’t bought that $7 Jamba Juice last summer, I would have $7 more in my bank account right now than I actually do. And in the personal finance sphere we talk a lot about trying to make better choices with our money, such as saving and investing our discretionary income instead of spending it on Jamba Juice.
Welcome to the travel edition of the October Challenge! During this past week—the third week of the challenge—I flew to Arizona for a three-day conference, which meant that not buying restaurant food suddenly became a lot more challenging than it had been for the first two weeks of the challenge. I leave it to you, reader, to judge whether or not I followed the rules.