Browsing Category

student loans

monthly updates, purchases, student loans

A Mini-Goal Achieved

A Goal Achieved

Hello, friends!

Long time no post, eh? June was a bit of a rough month for me: nothing terrible, but my job suddenly got more demanding/stressful than it had been previously, and I also managed to catch some sort of virus that hung around in my system for three weeks (or possibly two separate viruses back-to-back?), so I spent much of the month exhausted, coughing, and buried in work.

However, I did hit a goal.

Continue Reading

self-compassion, student loans

Possibility C

Possibility C

One of the interesting (and/or awkward?) things about blogging is that it does a pretty good job of capturing ups and downs from week to week. And when I wrote last week’s post, I happened to be feeling fairly “down” about the current state of my finances. To review, here is my situation:

  • I owe about $51,600 in student loan debt.
  • I am 35.
  • I don’t have a ton saved for retirement and am not in a career with a crazy high earning potential.

There’s not a lot I can do to drastically change the reality of these facts right now. I can’t go back to my 20s and make different decisions. I can’t apply for jobs in engineering or hedge fund management and expect to be taken seriously (also, what is hedge fund management?). And while I have bought two—count ‘em, two!—Powerball tickets in the past 12 months, I’m disappointed to report that neither one turned out to be a big winner. I suppose I could rob a bank and/or flee the country, but somehow those don’t strike me as realistic options.

The facts, in other words, are pretty much the facts. At this moment in time I owe a certain amount in student loans. I have a certain amount saved for retirement. I am a certain age. And so on.

But here’s the thing:

The facts aren’t the whole story.

Continue Reading

calculations, numbers, oops, student loans

Oops!

OOPS!-2

So now that I have a job, I finally have money coming in again. Which is great. I get paid twice a month: once in the middle of the month and once at the end. And now that I know how much my take-home pay is, I have fewer crazy merry-go-rounds spinning through my brain than I did a few weeks ago.

The monthly saving/spending/debt repayment plan that I devised, based on my salary and semi-monthly paycheck amounts, looks like this:

Continue Reading

career, monthly updates, student loans

Full Circle

Full Circle

It’s hard for me to convey how excited I am to be starting at my new job today. I actually find it a bit amusing because a good number of the wonderful blogs I follow are written by people who are trying to escape from regular jobs—and yet here I am, super psyched to be starting one. I suppose if I had spent the past twelve years since college working at regular jobs, then I might be trying to get away from them too, but the reality is that I’m jumping out of my seat with excitement that somebody wants to hire me and pay me to work at their organization.

There are a bunch of practical reasons why I’m excited about this job:

Continue Reading