So now that I have a job, I finally have money coming in again. Which is great. I get paid twice a month: once in the middle of the month and once at the end. And now that I know how much my take-home pay is, I have fewer crazy merry-go-rounds spinning through my brain than I did a few weeks ago.
The monthly saving/spending/debt repayment plan that I devised, based on my salary and semi-monthly paycheck amounts, looks like this: