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monthly updates, numbers

Towards Zero


Fun fact: Towards Zero is actually the title of one of my favorite Agatha Christie books. But it also works as the title of this October updates post.

So here they are: the numbers for October! Including one number that I haven’t ever shared before (Oooooh, the suspense!).

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calculations, numbers, oops, student loans



So now that I have a job, I finally have money coming in again. Which is great. I get paid twice a month: once in the middle of the month and once at the end. And now that I know how much my take-home pay is, I have fewer crazy merry-go-rounds spinning through my brain than I did a few weeks ago.

The monthly saving/spending/debt repayment plan that I devised, based on my salary and semi-monthly paycheck amounts, looks like this:

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big questions, numbers, student loans


I don’t know about you, but I spend a lot of time thinking back on decisions I made five or ten or fifteen years ago and wondering where I’d be today if I’d done things differently. Especially decisions related to money and career. What if I hadn’t gone to grad school? What if I hadn’t taken out any student loans? What if I’d put $100—or more—into my Roth IRA every month consistently for the past ten years?

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