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calculations

calculations, numbers, oops, student loans

Oops!

OOPS!-2

So now that I have a job, I finally have money coming in again. Which is great. I get paid twice a month: once in the middle of the month and once at the end. And now that I know how much my take-home pay is, I have fewer crazy merry-go-rounds spinning through my brain than I did a few weeks ago.

The monthly saving/spending/debt repayment plan that I devised, based on my salary and semi-monthly paycheck amounts, looks like this:

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budgeting, calculations, food, good ideas, October Challenge

October Challenge: Complete!

October Challenge_ Complete-4

If my sources are correct, it is now November, which means that my October Challenge to purchase zero restaurant food or takeout is officially over.

Rather than going through each day individually (since it occurred to me that maybe it is a bit of a leap to assume that just because you are reading my blog, you care what I had for dinner last Wednesday?), I will just offer a few brief highlights:

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awareness, calculations, medium potatoes

The Great Phone Bill Calculation

phone bill

I did not choose a black and orange theme on purpose for Halloween — it just happened!

So the last time I went to get a new phone, this is what happened:

               Me: Hi, my phone stopped working this afternoon, can I have a new phone please?

               Sprint salesman: Sure, what kind of phone and service agreement are you interested in?

               Me: Like an iPhone. Like the cheapest iPhone.

               Sprint salesman: Ok, would you like —

               Me: Whatever you recommend. Just a phone that works. And a normal service agreement.
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awareness, calculations

The Great Yoga Calculation

The Great Yoga Calculation-2

Ok, folks, this has been a long time coming. I’ve changed a lot of my spending and saving behavior over the past ten months or so since I had my *Aha!* moment of finally becoming financially conscious. I’ve started tracking my spending religiously, contributing to my Roth IRA each month as well as to my Betterment account, and, as you may know, I’m committed to a ban on purchasing restaurant food and takeout for the month of October.

BUT. There are still several* consistent monthly expenses in my spending tracking spreadsheet that need to be talked about, and the first one on the list is yoga.

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