I wrote a post last month called Pick One, in which I talked about how hard I felt it was to prioritize the following three goals:
- Paying off my student loans and growing my net worth
- Living a full and fun life
- Contributing to my community
Last month feels like a really, really long time ago.
Fun fact: Towards Zero is actually the title of one of my favorite Agatha Christie books. But it also works as the title of this October updates post.
So here they are: the numbers for October! Including one number that I haven’t ever shared before (Oooooh, the suspense!).
You know that “Pick Three” thing, about the areas of our lives that compete for our time and attention? It goes like this:
It’s that time again! Here are the numbers for September:
Ok, time for a monthly update! Here’s how things went in August:
So, summer is over.
Okay, I know summer isn’t technically over for another few weeks (and not until, oh, 2017 if you live in the Southern Hemisphere). But it is the first day of September. And so I’m taking some time to think back over my summer, and the choices I made during it, and what I learned from them.
Here are the numbers from July (better late than never!):
Long time no post, eh? June was a bit of a rough month for me: nothing terrible, but my job suddenly got more demanding/stressful than it had been previously, and I also managed to catch some sort of virus that hung around in my system for three weeks (or possibly two separate viruses back-to-back?), so I spent much of the month exhausted, coughing, and buried in work.
However, I did hit a goal.
One of the interesting (and/or awkward?) things about blogging is that it does a pretty good job of capturing ups and downs from week to week. And when I wrote last week’s post, I happened to be feeling fairly “down” about the current state of my finances. To review, here is my situation:
- I owe about $51,600 in student loan debt.
- I am 35.
- I don’t have a ton saved for retirement and am not in a career with a crazy high earning potential.
There’s not a lot I can do to drastically change the reality of these facts right now. I can’t go back to my 20s and make different decisions. I can’t apply for jobs in engineering or hedge fund management and expect to be taken seriously (also, what is hedge fund management?). And while I have bought two—count ‘em, two!—Powerball tickets in the past 12 months, I’m disappointed to report that neither one turned out to be a big winner. I suppose I could rob a bank and/or flee the country, but somehow those don’t strike me as realistic options.
The facts, in other words, are pretty much the facts. At this moment in time I owe a certain amount in student loans. I have a certain amount saved for retirement. I am a certain age. And so on.
But here’s the thing:
The facts aren’t the whole story.
Apologies that I only posted a few times in May. I spent a lot of evenings and weekends working on research deadlines this past month and so had somewhat less time for other activities like blogging. In other words, you could say that I was scheduled up.
Anyway…It’s time for a May update! Super exciting!