Year: 2015


Spend it or Lose it

Typically the financial choices we make at different times in our lives all impact one another in a pretty obvious way. In other words, my net worth at this moment is largely a culmination of past choices I’ve made about spending and saving and borrowing and investing. That’s kind of the underlying principle of personal finance, right? I …

awareness, books, gender

On Books and Gender and Money

Do you ever wonder about the impact that your childhood reading material had on your financial choices as an adult? Nope? Just me? Oh. Okay, no problem. But stay with me anyway, because I think this could be an important topic and I definitely want to know what you think. As someone who has only recently started to …

budgeting, calculations, food, good ideas, October Challenge

October Challenge: Complete!

If my sources are correct, it is now November, which means that my October Challenge to purchase zero restaurant food or takeout is officially over. Rather than going through each day individually (since it occurred to me that maybe it is a bit of a leap to assume that just because you are reading my blog, …

student loans, systemic problems

The Mysterious Case of the Poorly-Defined “Living Expenses”

Okay everyone, today is the day that I disclose something about my debt that I don’t usually talk about. And the reason I don’t usually talk about it is because…well, to be honest, I only fully came to terms with it this week. It’s a tough and somewhat embarrassing topic for me, but I also …

food, October Challenge, travel

October Challenge: Travel Edition!

Welcome to the travel edition of the October Challenge! During this past week—the third week of the challenge—I flew to Arizona for a three-day conference, which meant that not buying restaurant food suddenly became a lot more challenging than it had been for the first two weeks of the challenge. I leave it to you, …

awareness, calculations

The Great Yoga Calculation

Ok, folks, this has been a long time coming. I’ve changed a lot of my spending and saving behavior over the past ten months or so since I had my *Aha!* moment of finally becoming financially conscious. I’ve started tracking my spending religiously, contributing to my Roth IRA each month as well as to my Betterment …

budgeting, calculations, food, October Challenge

October Challenge: Week Two Completed!

I’m proud to announce that I’m halfway through my October Challenge to not buy any restaurant food or takeout, and so far so good! Here’s a rundown of what I did for dinners and weekend meals this past week, as these are the times I would typically resort to takeout: