I did not choose a black and orange theme on purpose for Halloween — it just happened!
So the last time I went to get a new phone, this is what happened:
Me: Hi, my phone stopped working this afternoon, can I have a new phone please?
Sprint salesman: Sure, what kind of phone and service agreement are you interested in?
Me: Like an iPhone. Like the cheapest iPhone.
Sprint salesman: Ok, would you like —
Me: Whatever you recommend. Just a phone that works. And a normal service agreement.
Okay everyone, today is the day that I disclose something about my debt that I don’t usually talk about. And the reason I don’t usually talk about it is because…well, to be honest, I only fully came to terms with it this week. It’s a tough and somewhat embarrassing topic for me, but I also think it’s a pretty important issue, so here goes.
Welcome to the travel edition of the October Challenge! During this past week—the third week of the challenge—I flew to Arizona for a three-day conference, which meant that not buying restaurant food suddenly became a lot more challenging than it had been for the first two weeks of the challenge. I leave it to you, reader, to judge whether or not I followed the rules.
Ok, folks, this has been a long time coming. I’ve changed a lot of my spending and saving behavior over the past ten months or so since I had my *Aha!* moment of finally becoming financially conscious. I’ve started tracking my spending religiously, contributing to my Roth IRA each month as well as to my Betterment account, and, as you may know, I’m committed to a ban on purchasing restaurant food and takeout for the month of October.
BUT. There are still several* consistent monthly expenses in my spending tracking spreadsheet that need to be talked about, and the first one on the list is yoga.
I’m proud to announce that I’m halfway through my October Challenge to not buy any restaurant food or takeout, and so far so good! Here’s a rundown of what I did for dinners and weekend meals this past week, as these are the times I would typically resort to takeout:
Today I’m honored to report that The Yachtless has been nominated for a Liebster Award! The purpose of this award is to recognize and support newer blogs, and the nomination comes from Jennifer at Simply + Fiercely, a lovely, inspiring blog about traveling, living simply, and loving life. I definitely recommend checking it out – among other things, she offers some amazing tips for finding cheap airfares. Thanks, Jennifer, for thinking of The Yachtless!
As part of the nomination, Jennifer posed 11 questions for me to answer. Here they are, with my answers:
Ok, so the first week of my October Challenge to purchase zero restaurant food or takeout is behind me, and I’m happy to report that I’m on track! I’ve definitely had to do a lot more meal-planning than usual, but so far I’ve been able to make everything work without too much trouble.
As I mentioned in the initial October Challenge post, I always eat breakfast at home anyway. I’m a little obsessive about having the same thing for breakfast every day, because I invented this breakfast a long time ago and I love it so much.
So, my big news is that I’m already beginning the third day of my October challenge, which is (drumroll, please……) NO EATING AT RESTAURANTS and NO EATING TAKEOUT.
Now, I realize that you may be saying, um, that’s not too challenging. And I totally get that—perhaps you are someone who already rarely, or never, eats out. But please understand that for me, this is going to be a big change and require a lot of extra planning that I don’t normally do.
My normal routine is:
In my last post (Small Potatoes) I calculated the total amount of money I’ve legitimately earned or saved thus far in 2015, not counting my paycheck from my actual job. And the grand total was…$779.25! For me, that’s like a month’s rent plus a couple weeks of groceries. Nothing to sneeze at.